Flexbase Technologies, Inc.

Flexbase Technologies, Inc. (operating as Flex) is a financial technology company founded in 2020 by Zaid Rahman and Hadi Solh, with its headquarters located in Miami, Florida. The company offers a financial ecosystem designed for business owners, centralizing back-office operations into an integrated platform. Originally established to manage billing-related processes for small and medium-sized businesses, the firm evolved its brand to "Flex" to represent its transition into a broader financial super app. In 2024, the company acquired Ghost Financial, and in 2025, it further expanded by acquiring Maza, a personal finance application, which was subsequently rebranded as Flex Consumer to support the management of commingled personal and business finances.

Business/Product Breakdown

Flexbase Technologies, Inc. provides an AI-native financial operating system tailored for high-net-worth, middle-market business owners and entrepreneurs. The core of its product suite is the Flex Business Credit Card, which features net-60 interest-free terms and a credit limit explicitly tailored to business revenue. The platform integrates business banking services, including high-yield accounts and free domestic transfers, with automated back-office tools such as accounts payable and accounts receivable automation. Key functional pillars include an AI-powered expense management system that allows for unlimited virtual and physical employee cards with real-time tracking, and a global payments infrastructure supporting transactions in multiple local currencies across numerous countries. Additionally, the platform provides private credit offerings and treasury optimization tools, all supported by a vertically integrated credit engine and an "AI agent" architecture designed to mirror the functions of a full financial team. Through its Flex Consumer division, the company also enables users to manage personal banking and private asset tracking within the same ecosystem.